> ## Documentation Index
> Fetch the complete documentation index at: https://docs.usexfg.org/llms.txt
> Use this file to discover all available pages before exploring further.

# Transferring deposits

> Transfer a locked HEAT CD before maturity.

A Fuego HEAT CD can be transferred before maturity. The recipient inherits the original maturity height.

## On-chain

Transfer uses a commitment transfer input/output path that does **not** require maturity and does **not** claim interest. Interest accrues to the holder at maturity.

## Process

<Steps>
  <Step title="Agree price off-chain">
    Negotiate HEAT/XFG (or other) consideration. No protocol order book is required for the transfer itself.
  </Step>

  <Step title="Settle payment">
    Buyer pays the agreed consideration. Confirm receipt before transferring the commitment.
  </Step>

  <Step title="Transfer the CD">
    ```bash theme={null}
    curl -X POST http://127.0.0.1:28080/transfer_deposit \
      -H 'Content-Type: application/json' \
      -d '{
        "deposit_id": "0",
        "recipient_address": "fire..."
      }'
    ```
  </Step>

  <Step title="Buyer verifies">
    Buyer confirms the HEAT CD appears in their wallet deposit list.
  </Step>
</Steps>

## Privacy

Transfer reassigns the commitment. Amounts stay hidden; off-chain price is not forced on-chain.

## Buyer risk

<Warning>
  Verify the deposit appears under your control before finalizing payment. Confirm maturity height and that you are receiving a **HEAT CD**, not a mint-marker output.
</Warning>